Looking for finance?
Smart non-debt funding for your business, allowing you to buy the goods you need


WeFundTrade provides unsecured funding for international trades. Use our money to buy the stock you need, giving you the resources to focus on running your business.

A common problem with banks and other financial institutions is that they make the process of accessing finance unnecessarily restrictive for business owners. If you don't have enough assets or a certain level of profit, they won't give you any money. Applying is a real pain in the proverbial donkey.
Looking for finance becomes frustrating and depressing. It creates uncertainty around how you're going to pay for things your business really needs, and creates a real concern about the future of your business.
We're here to change that. Here at WeFundTrade we work closely with your business providing clever non-debt trade funding that really helps your business grow.
We don't require real estate, equity or personal asset security to access our facilities, so no more worrying about losing your home.
How it works: we actually buy the goods you want directly from your supplier, then on-sell them to you on your preferred payment terms. This gives you valuable time to get the cash into the business to pay for the stock, reducing funding pressures.
No director or personal
guarantees required...
For all trade finance facilities between US$ 100k and US$ 5M, WeFundTrade does not require personal security or guarantees from company directors and owners.

The first on demand of personal fianaces
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More than 700k happy user around the world
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Try it 30 days before going to Pro plan
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How does it help my business?
WeFundTrade's funding options allow you to choose when you pay for the goods your business needs. This helps you to close the working capital gap and have more money to invest in other parts of the business.

Fast low document online application process, which means having more time to do other essential things your business needs.

Get funding without real estate or personal asset security. No more stressing about losing your assets when times get tough!

We purchase stock on your behalf, then sell it to you via a sales contract, not effecting existing debt levels.

Using WeFundTrade allows you to pay on your terms. Providing you extra cash in the bank to use for other essential expenses.

Apply for trade funding and get the right amount your business needs. We grow with you, and limits usually increase over time.

Web based easy access customer management tool. Activate and oversee new orders and trades from anywhere. Freeing up time.

Deferred payment terms allow you to manage your cashflow, so you have more control.

By being able to pay your suppliers immediately, giving you kudos to work with the best ones, meaning no more quality or supply issues.

We help you purchase more stock than you normally would, giving you more to sell, meaning healthier revenues.

Our Trade Funding Products:
1. International Trade Funding
WeFundTrade's unsecured trade funding is a unique and tailored solution for businesses wanting to fund imports.
The application process will only take 5 minutes and won't cost you anything until you're approved and ready to go, so you're not wasting time or money on yet another application, which means you can get on with what's important, like running your business.
Once approved, you will be able to access funding to procure goods from international markets with the added cash flow benefit of deferred payment terms, which means you'll have more cash in the business to spend on other essential items.
WeFundTrade purchases the goods from your international suppliers on your behalf, on-selling them to you via a new sales contract. Having this undertaking of payment gives your suppliers a stronger guarantee on payments, and also benefits your supplier relationships.
Our facilities are unique in that they are a growth enabler, liberating cash flow through deferred payment terms without any impact to existing bank facilities.
Get in touch with one of our team members to discuss or simply apply online now.
2. Export Funding
WeFundTrade understands the unique requirements of exporters. Having the flexibility to be able to to offer attractive payment terms to your buyer is often an integral part of winning an order.
Our export funding facility allows exporters to maintain positive cash flow cycles (get paid FOB / EXW) up to 120 days.
When goods are ready for shipment, WeFundTrade purchases the goods from you via a new purchase agreement, on-selling them to your buyer via a new sales contract, inclusive of any agreed deferred payment terms. This improves liquidity, bringing forward much needed cash flow.
Our facilities are unique in that they are not traditional debt, and when activated, do not impact existing bank facilities.
No fees to pay unless asset import facility is approved and activated
Get in touch with one of our team members to discuss or simply apply online now.
WeFundTrade's asset import funding is a unique and tailored solution for businesses wanting to fund heavy asset imports. We provide unsecured non-debt trade finance to importers and exporters around the world.
Your business, once approved, will be able to access funding to procure heavy equipment from international markets where domestic asset finance providers are unable to facilitate the import of the equipment. WeFundTrade steps in and facilitates this leg of the transaction.
WeFundTrade will purchase the equipment on your behalf, on-selling it to you via a sales contract, supported by a pre-approved domestic asset finance facility.
Our funding options are unique in that they are an enabler to access critical equipment for your business.
No fees to pay until asset import funding is approved and activated
Get in touch with one of our team members to discuss or simply apply online now.
What kind of companies do you fund?
Our funding is available to small and large businesses from almost every industry. If you import or export anywhere in the world, our flexible trade funding solutions are the answer to your scaling needs. Some examples...
Frequently Asked Questions
Simply complete an Application Form and attached copies of your financials.
On average it takes 30 days for approval. Each application is investigated and approved by our friendly team who will be in contact once you're applied.
WeFundTrade uses a combination of minimum deposits, the value of the goods being purchased and an insurance mechanism which enables us to help businesses without the needing collateral obligations.
Yes. 2 international funded trades.
We facilitate trades in US Dollars (US$), Chinese Yuan (CNY) and Euros (EUR).
Activation Fee: Once you have been approved for a facility, and you accept the terms by signing an offer letter, you are required to pay a one-off Activation Fee.
Annual Fees: There are no annual administration fees.
Late Fees: In the event that payment is not received by the due date, late payment fees will be applied to the account.
Yes we do. If you are an accountant, financial advisor or freight forwarder, you can join our Affiliate Program and earn revenue streams by referring clients to WeFundTrade. Please email us at hello@wefundtrade.com for more information and requirements.
To ensure a smooth application and approval process for your trade funding, it's beneficial to have clear, compliant documentation. You will be required to submit sales documentation such as Pro Forma Invoices and Sales Contracts. The more contact, product and transactional information the better.
As part of WeFundTrade's Know You Customer ('KYC') and Anti-Money Laundering ('AML') policies, you will have to provide proof of identity and ownership of the business as part of your application process.
If you are an exporter, we recommend that you utilise our official documentation partner IncoDocs to ensure a smooth and fast trade process. As a WeFundTrade customer you receive a discount on your IncoDocs subscription. Create your 14 day free trial here.